Advantages of living in Portugal
In Valença, just minutes from Tui, O Porriño, and Vigo, you’ll find lower municipal taxes, housing assistance programs unavailable in Spain, and the same old lifestyle, just on the other side of the bridge. Discover why more and more Galician families are looking to Portugal. These are the advantages of living in Portugal
Actual tax savings
Lower taxes, more disposable income
Valença applies the maximum permitted discount on the municipal property tax (5%) and maintains the minimum rate of the IMI, the Portuguese equivalent of the IBI, at 0.3% for urban properties. If you have children or dependents, you can also benefit from an additional reduction in this tax. And unlike Spain, Portugal does not have a general wealth tax , which is a significant advantage for buyers with savings or investments. Inheritances and gifts between direct relatives also receive much more favorable tax treatment , facilitating long-term family planning.
He works in Spain, but lives in Portugal.
Cross the border every day, without paying double taxes
Spain and Portugal have a double taxation agreement that includes a specific clause for cross-border workers: if you live in Valença and commute daily to your job in Galicia, your employment income can be taxed only in your country of residence. This provides legal certainty for those who work in Spain and want to settle in Portugal , especially if their daily life is in Vigo, Tui, or the O Porriño area. These are the advantages of living in Portugal
Real support for housing and families
Portugal is also committed to allowing you to buy
The municipality of Valença promotes its own programs to support affordable housing and youth participation, and at the national level, there are initiatives like Porta 65 Jovem to facilitate access to rental housing for young people and families in the early stages of life. This institutional environment is a positive force for those seeking to take the step towards their first home or a new family chapter.
Quality of life just a stone's throw from Galicia
All of Galicia, just around the corner
Valença offers a peaceful environment, free from the urban pressures of large cities, with quality local services and immediate connections to Vigo, Tui, and O Porriño. You can build your residential life in Portugal without giving up your job, your family, or your routines in Atlantic Galicia. It’s simply about living better without leaving your home, and that’s the advantage of living in Portugal.
Spain vs Portugal comparison
Spain
Annual property tax: IBI, variable rate by municipality
Wealth tax: Exists, depending on the community
Inheritances between direct relatives: Taxation according to autonomous community
Municipal tax credit on income: Variable
IMI family (with children/dependents): Not applicable in an equivalent way
Portugal
IMI at 0.3% (minimum possible rate)
There is no equivalent general tax
Very favorable tax treatment
5% bonus in Valença (legal maximum)
Direct tax reduction
Frequently Asked Questions
Can I live in Valença and continue working in Galicia without paying double taxes?
Yes, there is a double taxation agreement between Spain and Portugal that specifically addresses this situation for cross-border workers. The exact requirements depend on each individual case (for example, if you commute daily to and from your home in Portugal), so we recommend confirming your specific situation with a tax advisor before making a decision. At Kubico Home, we can put you in touch with professionals who are very familiar with these cross-border issues.
What taxes do I pay each year for owning a home in Portugal?
The main one is the IMI (equivalent to the Spanish IBI). In Valença, the minimum legal rate of 0.3% is applied to urban properties, with additional reductions if you have children or dependents.
Are there any grants or support available for young people or families who want to settle in Valença?
Yes. At the municipal level there are affordable housing and youth support programs, and at the national level programs such as Porta 65 Jovem for access to rental housing. This is your opportunity to take advantage of the benefits of living in Portugal
Does this information replace tax or legal advice?
No. This is general information only. Every personal, employment, and financial situation is different, so we always recommend consulting a tax advisor about your specific case before making a purchase.
What if your next home is 10 minutes from where you already live?
Discover Kubico Home’s three modular homes in Valença and experience firsthand what it means to live in Portugal without leaving Galicia behind. Explore the advantages of living in Portugal.
Contact
Telephone: +35 191 85 09 510
email: info@kubicohome.com
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